Articles
Browsable archive. Launch articles remain staged until QA on the wave schedule.
- NewReport Tax Fraud or a Scam to the IRS: What the Source ConfirmsThe IRS accepts fraud and scam reports, including anonymous ones, and offers a whistleblower award path. Here is what its own guidance establishes and leaves open.
- NewHow Much Can Taxpayers Rely on IRS FAQs vs. Bulletin GuidanceThe IRS says FAQs cannot be cited as precedent, while only Internal Revenue Bulletin guidance carries precedential value. Reasonable, good-faith reliance on an FAQ may still be weighed when certain pe
- NewIRS Direct Deposit: Split Your Refund Into Up to Three AccountsThe IRS lets you direct deposit a refund into one, two, or three accounts. Here is how the setup works and what the agency does not promise.
- NewRollover Rules: 60-Day Window and Withholding ExplainedHow direct rollovers, trustee-to-trustee transfers and 60-day rollovers differ, what withholding does to a self-made rollover, and the one-per-year IRA limit.
- NewRetirement Planning: A Checklist Backed by CFPB GuidanceA household-focused retirement checklist built only on CFPB guidance: Social Security timing, pensions, home equity, debt, and help managing money as you age.
- NewHow to Look Up Your IRS Mailing Address by Return TypeThe IRS where-to-file page is an index, not a list of street addresses: you pick your form's number or letter, then follow the link to the mailing address.
- NewEITC: What the Credit Does and Why Refunds Can WaitThe EITC can lower taxes owed and may raise a refund, but the IRS must wait until mid-February to issue refunds to filers who claim it.
- NewForm 1099-DA Basis Gap: What Households Should PrepareNew Form 1099-DA statements arrive in early 2026, but most will show proceeds without basis. Households must reconstruct cost basis before filing.
- NewWhat Circular 230 Means When You Hire a Tax ProThe IRS Office of Professional Responsibility enforces Circular 230 conduct rules for attorneys, CPAs and enrolled agents. Here is what that means for a household choosing and using a tax preparer.
- NewWhat the Final Broker Reporting Rules Mean for Your Digital Asset RecordsTreasury and IRS final rules put gross proceeds reporting on Form 1099-DA starting with transactions on or after January 1, 2025, with basis reporting phasing in on January 1, 2026.
- NewIRS Final Broker Rules: What Crypto Sellers Should ExpectTreasury and the IRS issued final rules requiring custodial brokers to report digital asset sales and exchanges starting in calendar year 2025 on Form 1099-DA.
- NewFake IRS Letters Target Crypto Holders: How to Check Before You ActIRS Criminal Investigation is warning about fake letters mailed to cryptocurrency holders using urgent deadlines, QR codes, and look-alike websites to harvest personal data and funds.
- NewGetting an EIN: What the IRS Online Tool RequiresA step-by-step look at the IRS free EIN tool: who qualifies, what to gather, session rules, and the one-per-day limit.
- NewIRS Identity Protection PIN: Who Can Get One and HowThe IRS IP PIN is a six-digit number that helps stop someone else from filing with your SSN or ITIN. Here is who qualifies, how enrollment works, and what to expect.
- NewReporting Tax Fraud or a Scam to the IRS: A Household GuideHow to report suspected tax fraud, scams or violations to the IRS, decide whether to seek a whistleblower award, and what information to prepare.
- NewIRS Bulletin Rulings vs FAQs: What You Can Rely OnIRS FAQs speed up answers but generally lack precedential weight; only Internal Revenue Bulletin guidance carries it. Here is how reliance and penalty relief work.
- NewIRS Direct Deposit: Split Your Refund Into Up to 3 AccountsIRS direct deposit can route your refund into one, two, or three accounts, including some options if you lack a checking account. Here's how families can plan it.
- NewRollover Basics: Moving Retirement Plan and IRA MoneyHow direct rollovers, trustee-to-trustee transfers and 60-day rollovers work, what the source does and does not establish, and a household cash-flow checklist.
- NewRetirement Planning: A Practical Checklist for HouseholdsA household checklist covering Social Security timing, pensions, home equity, debt and cognitive aging, built only on Consumer Financial Protection Bureau guidance.
- NewRecording Crypto Cost Basis for Household PurchasesA practical household guide to logging crypto purchases, applying general IRS basis and holding-period rules, and knowing what the source does not cover.
- NewFake IRS Letters Aimed at Crypto Holders: A Household ChecklistA practical guide to spotting fake IRS letters targeting crypto holders, protecting recovery phrases, and verifying and reporting suspicious mail as a household.
- NewCrypto Tax Paperwork: An IRS Records ChecklistThe IRS treats digital assets as property and asks a yes/no question on several returns. Here is a records and paperwork routine for households.
- NewIRS Digital Assets Page: What It Covers for Crypto TaxpayersThe IRS digital assets page covers how the tax question is worded, where it appears, and a scam-letter warning — but not gains, basis or filing guidance.
- NewFake IRS Letters Aimed at Crypto Holders: A Household ChecklistA practical guide to spotting fake IRS letters targeting crypto holders, protecting recovery phrases, and verifying and reporting suspicious mail as a household.
- NewHow to Build an Emergency Fund When New York Rent Takes Most of Your Paycheck
- NewSubscription Audit: A 30-Minute Method to Find Recurring Charges
- PillarA New Yorker's Guide to Building an Emergency Fund When Rent Is HighPrimary query focus: NYC emergency fund high rent. Status: staged pending QA (not live yet).
- SupportingDigital Wallet Safety for Everyday Users: What to Protect FirstPrimary query focus: digital wallet safety. Status: staged pending QA (not live yet).
- EvergreenSubscription Creep: A 30-Minute Audit for Your Monthly SpendingPrimary query focus: subscription audit monthly spending. Status: staged pending QA (not live yet).